Health Care

By: Groshan Fabiola

When people want to find a solution to covering their dental care expenses, many of them normally think of dental insurance. After all, we have or can have insurance for almost anything else, such as medical insurance, car insurance, homeowner’s insurance, and many more. Therefore, people usually choose dental insurance and pay for a policy only to discover later on that this was not their best option, for several reasons.

First of all, your dental insurance is very likely not to cover any of the conditions you had prior to buying the policy. In other words, if an older dental problem is bothering you now, you’ll have to pay to get it fixed, although you have dental insurance. The waiting period before you can treat a pre-existing condition is somewhere around twelve months, but who can wait that long if the problem persists or gets worse? And not even after the waiting period is over can you be sure that your condition will no longer be considered ‘pre-existing’ and will be covered by your insurance. Moreover, the cost of dental insurance is rather high, the cheapest insurance possible being somewhere around $150, while some of the most expensive are around $ 600. You can imagine that the services covered vary according to the price of the dental insurance, so you shouldn’t expect too many coverings from a rather cheap insurance. Furthermore, cosmetic dentistry is not included in dental insurance; this is something you will have to pay for yourself.

Fortunately, all those who want to have access to affordable dental care can do so by joining dental plans. These are the far better option now, in light of what the dental insurance covers and how much it costs. The discount dental plans are not expensive to join, starting as low as $80 a year. If you want your whole family to join the discount dental plan, the price is even more convenient, beginning with about $ 130 a year.

But how do dental plans work? Well, you can join such a plan by paying a yearly fee and finding a dentist in your area who participates in a dental discount plan. It can be any dentist or dental specialist in the plan network, the choice is entirely up to you. Once you have joined a dental plan, there is no waiting period before you can have a dentist see you, there is no such thing as pre-existing condition (everything is treated) and there is no coverage limit.

What do dentals plans cover exactly? Pretty much everything, from preventative care and restorative care to periodontal, orthodontic and endodontic procedures, from oral surgery and infections to cosmetic dentistry. In other words, you can join a dental plan and visit a dentist the very next day for dental problems such as check-ups, cleanings, x-rays, root canals, caps, gum surgery, root planing, braces, retainers, bridges, dentures, veneers and teeth whitening.

All in all, if you are in need of immediate and decent dental care, at an affordable price, I suggest you weigh your options carefully and consider joining a dental plan, which comes with a lot more benefits and advantages.

Article Source: http://www.uberarticles.com/articles

For more resources about dental insurance or even dental plans please review this website dentalonlinebenefits.com.

From Tammy Davenport,

Teeth Whitening Facts

Teeth whitening, also known as teeth bleaching, has become extremely popular over the last several years. It’s a great way to improve your appearance, it’s reasonably priced, non-surgical and non-invasive.

As with everything else, teeth whitening isn't perfect and it isn't for everyone. Before you decide to have your teeth whitened, you should talk with your dentist. Your dentist can determine if you are a good candidate for teeth whitening. Knowing the facts can help you with your decision also:

• Teeth whitening procedures are not covered by most dental insurance plans.

• Tooth colored fillings, crowns, bridges and veneers will not lighten when your teeth are bleached.

• Whitening toothpastes can make your teeth appear a little lighter by removing stains, but they do not actually bleach your teeth.

• Teeth whitening does not produce the same results on all types of teeth discoloration.

• Someone with yellow tinted teeth would probably have great results with bleaching, while someone with gray tinted teeth might be disappointed because gray tinted teeth don't bleach as well.

• Tooth sensitivity and gum irritation are common side effects of teeth whitening treatments.

• If you have any cavities, they should be filled before you have your teeth whitened.

• Teeth whitening kits from the dentist produce faster results because they contain a stronger peroxide bleaching agent than whitening kits purchased over the counter.

• Touch ups are usually needed to maintain your desired shade, depending upon habits such as smoking, drinking coffee and tea and eating certain foods which will stain your teeth.

• People with gum disease shouldn't get their teeth whitened.

• It's a good idea to have a dental cleaning prior to having your teeth whitened to remove surface stains.